Compound Growth Visualiser See what consistent monthly investing becomes over time, and the true cost of waiting. Free interactive compound interest visualiser.

Compound Growth Visualiser

The eighth wonder of the world, on three sliders. Watch your money make money.

Choose your working currency

Your starting amount, contributions and results update together.

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Expected annual rate of return (%)

Use an informed estimate for the scenario you want to explore. This calculator teaches compounding; it does not recommend a product.

Before fees and tax. An estimate, not a promised return.

Compounding frequency

Choose how often returns are added. Monthly compounds 12 times a year; annual compounds once a year, so the end result changes.

Your contribution remains monthly in both options.

When the monthly contribution is added
@foreach (['beginning' => 'Beginning of month', 'end' => 'End of month'] as $value => $label) @endforeach
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The cost of waiting

If you wait 5 years to start, your final pot shrinks by

Same monthly amount, same returns, just started later. Time is the ingredient money can't buy back.

Explore investment next steps
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In years you'd have

≈ in today's buying power

You put in

Growth earned

More than × what you put in, that's compounding.

Your money, working

{{-- Bridge --}}

Inspired? Learn exactly where to invest for your goals.

Explore the Investable course
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