Debt Payoff Planner List your debts, pick a strategy and see your debt-free date, free interactive debt payoff planner for African money life, in your own currency.

Debt Payoff Planner

List every debt, yes, even the mobile loans. Pick a strategy. Meet your debt-free date.

Minimum payments still matter

The planner pays the required minimum on every open debt first. It then sends your extra payment, plus payments freed by cleared debts, to the next target.

Interest changes the answer

Avalanche pays off the loan with the highest interest rate first. It's the mathematically cheapest way to clear debt.

Save before you leave

Create a free account or email the plan so your debt-free date and payoff order are not lost.

Choose your working currency

All debts and payments update together.

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Your debts

Your strategy

Snowball is for momentum. Avalanche is for lower total interest. You can switch anytime and compare the result.

Even a small extra amount changes your date dramatically. Slide, or type any amount in the box.

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Total debt

Interest you'll pay

Vs other strategy

The road to zero

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Strategy face-off

Payoff order

Make it a goal

Once the numbers look realistic, set a debt-free goal so the plan becomes part of your wider money dashboard.

Set a goal @guest Create free account @else Go to dashboard @endguest
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