Free Tools & Assessments Interactive money tools built for African money life and the diaspora: the Financial Health Check, debt payoff, compound growth, emergency funds, values clarification and wealth planning in a broad range of currencies.

The toolbox

Tools that do the maths while you drag the sliders

Practical calculators, free assessments and guided member exercises. Use your own numbers, compare options and save a plan you can act on.

{{-- Two flagship assessments --}} {{-- The tools grid --}}
@foreach ([ ['href' => route('tools.show', 'budget'), 'img' => 'stock/budget-table.jpg', 'icon' => 'calculator', 'title' => 'Budget Builder', 'desc' => 'Give every shilling a job across essentials, future-you and lifestyle.', 'meta' => '3 min · live balance'], ['href' => route('tools.show', 'debt-payoff'), 'img' => 'stock/mobile-money.jpg', 'icon' => 'unlink', 'title' => 'Debt Payoff Planner', 'desc' => 'Every debt listed, your exact debt-free date revealed.', 'meta' => '2 min · interactive'], ['href' => route('tools.show', 'compound-growth'), 'img' => 'stock/phone-chart.jpg', 'icon' => 'trending-up', 'title' => 'Compound Growth Visualiser', 'desc' => 'Watch what KES 5,000/month quietly becomes.', 'meta' => '1 min · live chart'], ['href' => route('tools.show', 'emergency-fund'), 'img' => 'stock/piggy-bank.jpg', 'icon' => 'life-buoy', 'title' => 'Emergency Fund Calculator', 'desc' => 'Your safety cushion, sized to your real life.', 'meta' => '90 sec · progress ring'], ['href' => route('tools.show', 'wealth-goals'), 'img' => 'stock/home-keys.jpg', 'icon' => 'target', 'title' => 'Wealth & Goals Planner', 'desc' => 'Every dream gets a number, a date and a monthly amount.', 'meta' => '3 min · multi-goal'], ['href' => route('tools.show', 'values-clarification'), 'img' => 'stock/woman-smile.jpg', 'icon' => 'compass', 'title' => 'Values Clarification', 'desc' => 'From 80 values to your top five, define what matters and turn each value into a commitment.', 'meta' => 'Guided · member exercise'], ['href' => route('assessments.show', 'chama-health'), 'img' => 'stock/community.jpg', 'icon' => 'handshake', 'title' => 'Chama Health Check', 'desc' => 'Score your group before the famous drama finds it.', 'meta' => '2 min · group score'], ['href' => route('assessments.show', 'money-personality'), 'img' => 'stock/hero-confidence.jpg', 'icon' => 'users', 'title' => 'Money Personality Test', 'desc' => 'Who are you with money, really? 20 honest statements reveal your dominant money type.', 'meta' => '5 min · premium'], ['href' => route('tools.show', 'loan-cost'), 'img' => 'stock/mobile-money.jpg', 'icon' => 'receipt', 'title' => 'True Cost of Loans', 'desc' => 'The lender shows the monthly. We show the truth.', 'meta' => '1 min · verdict included'], ['href' => route('tools.show', 'retirement'), 'img' => 'stock/retired-couple.jpg', 'icon' => 'landmark', 'title' => 'Retirement Readiness', 'desc' => 'Your readiness score, and the exact catch-up plan.', 'meta' => '2 min · readiness gauge'], ] as $tool)
{{ $tool['meta'] }}

{{ $tool['title'] }}

{{ $tool['desc'] }}

Open
@endforeach
{{-- Members strip --}}

Members keep every plan.
Save results to your dashboard, track your score over time, retake and improve.

@guest Create free account @else My dashboard @endguest