True Cost of Loans Before you borrow: see the real total cost of any loan, interest, fees and the monthly burden, in your own currency.

True Cost of Loans

The lender shows you the monthly payment. We show you what it actually costs.

Choose your working currency

The loan, fees and repayments update together.

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Bank ~13-25% · SACCO ~12% · mobile loans often 60-400% annualised

= . Type above for longer terms, e.g. a 240-month mortgage.

Processing, arrangement, legal and valuation fees, plus excise duty on charges.

Credit life or asset insurance the lender requires, often 0.3-1.5% per year.

Ledger, account or administration fees some lenders charge every month.

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This loan really costs

for in your pocket

Monthly payment

Interest + fees

Cost per 100

Where every coin goes

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