Values Clarification Discover the core values that should drive every money decision you make, the Money-Wise values clarification exercise. Narrow 80 values down to your top 5 and commit to living by them.

Values Clarification

Discover the five values that matter most, define what they mean in your life and turn each one into a practical commitment.

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How this works

Values express how you want to live, relate and make decisions. This guided exercise helps you clarify yours, then connect them to your money choices.

  1. 1 From 80 values, choose exactly 40.
  2. 2 Choose 20, then 10.
  3. 3 Choose your top 5 core values.
  4. 4 Define what each value means in your life.
  5. 5 Check how each value holds up in real life and make one commitment for each.

There are no wrong values. Choose honestly, based on what matters most in this season of your life.

Private & confidential: your selections stay in your browser and aren't stored unless you choose to save them.

Adapted from Identity and Destiny by Tom & Pam Wolf.

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Choose one value from each pair to reach exactly . From your 10, choose one from each pair to reach your top 5.

Complete every pair to continue

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Your core values

Every budget line, every investment, every "yes" and "no", measured against these five.

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Define what each value means to you

A shared word can mean different things to different people. Describe the behaviour each value calls for in your own context.

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Check how your values hold up in real life

A core value still guides you when choices are difficult. Check each statement you can honestly say yes to today.

Value Money pressure Future / time Disadvantage
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Reflection

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Your commitments

Write one practical commitment for each of your five core values.

Set value-driven goals
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